Documents & Downloads

Documents & Downloads

This is a collection of Fact Sheets, Downloads and Audio Files on common financial planning concepts and strategies.

Audio Files

FiveAA “Money Talks” - 12th April 2018

File size: 30 MB | File format: m4a

In this episode, we discussed "What to do with your leave when you leave?". Many clients are unsure whether to cashout their leave entitlements and if they do, what impact this might have on any Government benefits they might be entitled to. Lachlan Harvey and Brenton Miegel covered this and took calls from FiveAA listeners during this time.

FiveAA “Money Talks” - 29th March 2018

File size: 32 MB | File format: m4a

In this episode we discussed the ongoing Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry and what people should do if they have concerns about the quality of advice they are getting from their adviser.

FiveAA “Money Talks” - 15th March 2018

File size: 16 MB | File format: mp3

In this episode we discussed the Labor Party's plans to prevent people claiming a refund of franking credits. We covered; 1. What is a Franking Credit? 2. Who is entitled to receive a refund for franking credits? 3. How can investors claim this refund? 4. Can you claim for previous years? 5. How do franking credits work in a super fund? 6. How do franking credits work in a pension fund? 7. Who could be disadvantaged by such a rule change? Retirees? Charities? Low income earners?

FiveAA “Money Talks” - 1st March 2018

File size: 17 MB | File format: mp3

In this episode we discussed retirement planning and how it is never too late (or too early) to begin. We took calls from listeners who were actively thinking about their own retirement, and discussed our upcoming Tomorrow Ready Talks and what we cover in these sessions.

FiveAA “Money Talks” - 15th February 2018

File size: 13 MB | File format: mp3

Estate planning can be a difficult subject to raise with family members. It can probably also make for some pretty dark radio conversation. We’ll aim to shed some light on the topic. • What can small steps can you take now to help your loved ones when you die? Will you be leaving a well-planned and organised financial legacy or an untidy mess of confusion and complication? • So, you’ve made a Will, and an Enduring Power of Attorney. That’s great. What else can you do?

FiveAA “Money Talks” - 1st February 2018

File size: 17 MB | File format: mp3

At the start of the calendar year we receive a lot of superannuation queries, perhaps people have had more time reflect on their finances. So, we’ll try to answer some of the basic questions: 1. Who gets to choose which super fund you use? 2. How much should your employer be putting into your super? 3. What happens if you’re self-employed? 4. Is it a good idea to make extra super contributions yourself?

FiveAA “Money Talks” - 18th January 2018

File size: 15 MB | File format: mp3

Today we discussed our "Tomorrow Ready Talks". These talks are all about the challenges of planning a successful retirement. Put simply, retirement planning has never been more complex or intimidating. We cover: • Superannuation • Allocated Pensions • Annuities • Age Pension • Shares • Managed Funds • Aged Care

Documents

Staying safe online - ebook

File size: 4 MB | File format: pdf

An e-book provided by Colonial First State regarding cyber-safety and how to stay safe online.

ACCC - Little Black Book of Scams

File size: 1 MB | File format: pdf

A pocket-sized guide to spotting, avoiding and reporting consumer fraud

The Advertiser Press Release 08/12/2015

File size: 759 KB | File format: pdf

As seen in the Business Journal of The Advertiser on Tuesday 8th December 2015

2015 Federal Budget Overview

File size: 65 KB | File format: pdf

Our team of advisers at Goldsborough have reviewed the budget announcements and filtered them into the items that we believe are most likely to affect our clients, and then grouped them into areas of interest. As we always stress these are just the announced intentions of the Government and most will need to passed by both houses of Parliament before they become law.

Financial Services Guide

File size: 3 MB | File format: pdf

AMP - Cost of Kids Report

File size: 2 MB | File format: pdf

Fact Sheets

Funeral Bonds

File size: 41 KB | File format: pdf

Transition To Retirement Strategy

File size: 31 KB | File format: pdf

Superannuation

File size: 98 KB | File format: pdf

Redundancy

File size: 50 KB | File format: pdf

Insurance

File size: 64 KB | File format: pdf

Estate Planning

File size: 61 KB | File format: pdf

Allocated Pensions

File size: 68 KB | File format: pdf

Goldsborough Policies

Referral Policy

File size: 51 KB | File format: pdf

A referral from an existing client is the most popular way for someone to find their new financial planner. With so many key decisions and long-term goals to be set, a referral from a friend or a colleague makes the decision of finding a financial planner that much easier. As a result, here at Goldsborough we receive many referrals from our clients and treat each referral very seriously.

Privacy Policy

File size: 194 KB | File format: pdf

Goldsborough Financial Services are bound by, and committed to supporting, the Australian Privacy Principles (APPs) set out in the Privacy Amendment Act 2012. We believe that this Statement will address any potential concerns you may have about how personal information you provide us is collected, held, used, corrected, disclosed and transferred. You can obtain more information on request about the way we manage the personal information we hold by contacting us in one of the ways set out at the end of this document.

Financial Services Guide

File size: 3 MB | File format: pdf