Getting married is a joyous time. However, if you are one of the 20 per cent of Australians who will do so for a second, or more time, children from a previous marriage can present complex estate planning challenges.
Aged care in Australia is not cheap. When you enter aged care, you are paying for somewhere to live, your meals, electricity and also a number of people to look after you. Aged care fees involve accommodation fees and also ongoing care fees.
2018 was a confusing time for markets with a good first half, followed by a poor end to the calendar year. How your portfolio performed will depend on the mix of different asset classes that comprise it.
Throughout my career as a financial planner, I’ve met with hundreds of people heading toward retirement. Physically most were ‘ready’ for retirement. Financially a good portion were ‘ready’ for retirement. Emotionally, there were many who were just not ready!
I’m quite certain this Instructional will take the mantle as “Least Sexy Blog” I’ve done, but if you are reading this, you at least have internet access. This covers the basic process of how to actually set up Centrelink online access for your Age Pension or similar, assuming you have limited experience with internet related matters.
Heraclitus is quoted as saying “change is the only constant in life”. Do you ever find yourself in the middle of an activity (whether it be a project, hobby, renovation or the like) and discover that the path you thought you were following needs to change?
If you are like me, the past few weeks have been full of thoughts about what Christmas gifts you are buying and for whom. And, if you are like me, you are probably finding this task challenging – even for those family/friends you are closest to.
Depending on your age, you may think of "alternatives" as a counterculture like hippies, punks, indies or hipsters. However, rather than finding them on a Melbourne street sporting a penny farthing and lederhosen, it may surprise you to know they’re in your super fund.